Affiliate Disclosure
Last Updated: May 22, 2026
Important Disclosure
The Credit Heros ("we," "us," or "our") is a marketplace platform that connects consumers with financial products and services from partner companies. This Affiliate Disclosure explains our compensation relationships with financial institutions and product providers.
How We Make Money
The Credit Heros receives compensation from financial institutions and product providers when consumers apply for or are matched with their financial products through our platform. This compensation may include:
- Fixed fees per application or match
- Revenue sharing based on products opened or loans funded
- Lead generation fees
How This Affects You
Our compensation relationships do not affect the prices you pay for financial products. Rates, terms, and conditions are set directly by the financial institutions, not by The Credit Heros. However, the compensation we receive may influence:
- Which products are featured on our platform
- The order in which products are displayed
- Which offers we recommend to you
Our Commitment to Transparency
Despite these compensation relationships, our primary goal is to match you with financial products that are suitable for your credit profile and financial situation. We evaluate products based on their features, benefits, and suitability for different credit profiles.
Partner Companies
The Credit Heros has partnerships with the following types of financial institutions:
- Credit card issuers
- Personal loan providers
- Auto loan lenders
- Mortgage lenders
- Credit monitoring and identity protection services
No Impact on Credit Score
When you review your approval odds on The Credit Heros, no hard inquiry is made to your credit, and your credit score is not impacted. Hard inquiries only occur when you actually apply for a product.
Your Rights
You have the right to:
- Apply directly with financial institutions without using our platform
- Decline any offers or recommendations we provide
- Contact us with questions about our compensation relationships
- Request information about specific partner relationships
Questions or Concerns
If you have any questions about our affiliate relationships or compensation arrangements, please contact us at:
Email: disclosure@thecreditheros.com
Phone: 1-800-CREDITS
Mail: The Credit Heros, Compliance Department
Additional Disclaimers
Not Financial Advice: The information provided on The Credit Heros website and through our services is for educational and informational purposes only and should not be considered as financial advice or a recommendation to apply for any particular product.
Independent Lenders: All financial institutions that partner with The Credit Heros are independent organizations responsible for their own lending decisions, underwriting, and approval processes.
Variable Terms: Rates, terms, and conditions may vary based on creditworthiness, income, and other factors. The rates and offers displayed on our platform are estimates and may differ from final offers.